Hours of Operation

Mon-Wed 9am-4pm, Thu 9am-6pm, Fri 9am-4pm, Sat 9am-3pm, Sun Closed

Products and Services

Overdraft Protection
Apply for bounce proof protection and a built in credit reserve you can use for any reason.

Visa ATM and Check Card
Get cash; make deposits and transfer funds, day or night, seven days a week. With your VISA debit card make shopping more convenient. No more writing checks or need to carry cash. Purchases are automatically deducted from your checking account.

Telephone Banking
Anywhere, 24 hours a day, dial 1 877-350-5702 to obtain your balance and detailed transaction information ¿ even transfer funds.

Direct Deposit
Reduce unnecessary trips to the bank. Arrange for free direct deposit of payroll, Social Security or other regular income payments to your checking account. Our service representatives will gladly assist you, just contact your branch office.

Automatic Loan Payments
Save time, postage and possible late charges by automatically transferring payments to your ESB loan.

Automatic Transfer
Transfer funds automatically from your checking to savings or money market, weekly, bi-weekly, or monthly. What a great way to maximize your earnings.

One Statement Banking
Link accounts to receive one easy to read monthly statement. Complete transaction information on Checking, Statement Savings and Money Market accounts.

Access Your Image Checks
ESB will provide convenient access to your image checks through our web site. Available 24 hours a day / 7 days a week.

Commercial/Business Banking:

Night Depository
Located here

About Empire State Bank

Business Checking and Money Market:

Empire State Bank knows running a successful business is hard work. Why not get a checking account that makes it a little easier? From our Free Business Checking for those business owners with fewer than 250 transactions per month to Interest Checking for qualified sole proprietorships and non-profit organizations ESB has the right checking account for your business. Discover our Business Money Market that will improve your cash management and maximize your cash flow.

Personal Checking and Money Market:

Empire State Bank offers a variety of account options for your checking needs.
You can choose from our Better than Free Checking, our VIP Interest Checking Plus for added benefits or our Money Market account for greater earnings.